The CPF Board in Singapore has confirmed that from 2025, a price tag of \$900 would be attached as a pre-delivery payment under the MediSave Maternity Package, relieving expecting parents in need. This was aimed at the alleviation of the financial burden associated with pregnancy and childbirth so as to lower the cost of healthcare for new parents.
What Does the Pre-Delivery Amount of $900 Cover Under MediSave?
Pre-delivery of $900 covers outpatient costs incurred before delivery. Consultation costs, ultrasound costs, and the costs of routine tests and medicines are all included.
Families will be able to start tapping into MediSave earlier towards the journey of the pregnancy, allowing them reduced out-of-pocket limitations during the pre-hospital period. This is over and above the already existing MediSave withdrawals for delivery and hospital stay.
A Guide to Claiming
Parents will need to claim their receipts for approved medical services from licensed health care providers who carry out the work involved to access the benefit of SGD 900 for pre-delivery.
The claim may be submitted through the hospital or clinic where the delivery is to take place or directly through the CPF Board. The complaint has to be made within a year from the date of the pre-delivery treatment to permit the parents some latitude in dealing with multiple expenses.”
Those Eligible for the Benefit
Any CPF member whose spouse or dependents undergo maternity care at an accredited medical facility in Singapore is eligible to draw MediSave for pre-delivery expenses.
The $900 limit applies for every pregnancy and is subject to their respective MediSave balance. This change will benefit both public and private hospital patients, who will be equally supported.
The Updated Concept of Family Support
The new and revised maternity package supports efforts made in Singapore to increase her birth rate for a more family-friendly state. Through extending financial support with CPF, the government is trying to ease one of the major concerns cited by young couples the exorbitant cost of raising a child. The $900 pre-delivery payment fits well into the pattern towards securing a better maternal healthcare package in the country.