As one of the most important income supports for retired Canadians, the Old Age Security (OAS) program provides monthly payments to eligible seniors aged 65 and older.
In June 2025, the Canada Revenue Agency (CRA), which oversees OAS payment distribution, has officially confirmed the deposit date, offering clarity and predictability for retirees relying on this support. Here’s everything seniors need to know about the payment date, eligibility, expected amounts, and any recent adjustments that may impact their income.
June 2025 OAS Payment Date Confirmed by CRA
The CRA has confirmed that the OAS payment for June 2025 will be issued on Wednesday, June 25, 2025. This date follows the regular schedule set by Service Canada, which generally disburses OAS on the third-last banking day of each month.
The deposit will appear as a direct deposit in most recipients’ bank accounts, while mailed cheques may take slightly longer to arrive depending on postal service timelines.
For many seniors, timely OAS payments help cover essential expenses such as housing, utilities, medical costs, and food. The confirmation of this date allows recipients to plan their monthly budgets more effectively, especially those who also receive the Guaranteed Income Supplement (GIS), which is paid on the same date.
How Much Will Seniors Receive in June 2025?
The amount you receive through OAS in June depends on your age and net annual income. In 2025, the federal government continues to adjust the payment amounts quarterly based on the Consumer Price Index (CPI), helping to offset the impact of inflation on retirees’ purchasing power.
Here is an estimate of OAS payment amounts for June 2025, based on recent indexed rates:
| Age Group | Monthly OAS (est.) | Annual Income Threshold (max) |
|---|---|---|
| Age 65 to 74 | $713.34 | $142,609 |
| Age 75 and above (with 10% increase) | $784.67 | $142,609 |
These figures reflect the additional 10% increase for recipients aged 75 and older, which was introduced in July 2022 and remains in effect through 2025. The CRA adjusts payments every quarter—January, April, July, and October—so seniors may notice slight changes each period.
Who Is Eligible for OAS?
To qualify for OAS payments in Canada, you must meet the following basic criteria:
- Be 65 years of age or older
- Be a Canadian citizen or legal resident
- Have lived in Canada for at least 10 years since age 18
- For the full pension, you must have lived in Canada for 40 years or more
If you live outside Canada, you may still qualify depending on how long you lived in the country before leaving. Payments can also be received abroad in many cases.
Additional Benefits Seniors Should Be Aware Of
Seniors who receive OAS and have low income may also qualify for the Guaranteed Income Supplement (GIS). This additional benefit is income-tested and paid along with OAS, often providing crucial extra support for those on fixed incomes.
Additionally, depending on provincial residency, some seniors may be eligible for other top-up programs, tax credits, or rebates. It’s important for retirees to review both federal and provincial entitlements annually to ensure they are receiving the maximum benefits.
What to Do If You Don’t Receive Your Payment
If June 25 passes and your OAS payment has not appeared in your account, CRA advises waiting at least five business days before contacting them. You can also log in to your My Service Canada Account to check your payment status, update direct deposit information, or review your benefit history.