Canadian seniors are set to receive a significant boost to their income this year through a one-time Old Age Security (OAS) payment boost. The federal government has confirmed a combined payout of up to $1,800, split into two key parts: a $1,500 lump-sum supplement and a $300 cost-of-living adjustment.
This move comes in response to ongoing affordability concerns among older adults living on fixed incomes amid rising prices for essentials like groceries, rent, and medication.
This top-up payment will provide direct support to seniors aged 65 and older who already qualify for OAS and, in some cases, the Guaranteed Income Supplement (GIS).
Who Is Eligible for the $1,500 + $300 OAS Boost?
To receive the full OAS payment boost, seniors must meet the following conditions:
- Be 65 years or older as of June 30, 2025
- Already receive OAS payments from Service Canada
- File their 2024 income tax return before the May 1, 2025 deadline
- Earn less than $86,912 annually to receive full benefits (partial benefits may apply beyond this income threshold)
The $1,500 payment is primarily targeted at low- and modest-income seniors, particularly those who also qualify for GIS. The $300 supplement will be a flat cost-of-living top-up provided to all eligible OAS recipients, regardless of income bracket.
OAS Payment Boost Breakdown – June 2025
| Payment Type | Amount | Who Qualifies | Payment Date |
|---|---|---|---|
| OAS Supplement Boost | $1,500 | Low-income OAS & GIS recipients | June 28, 2025 |
| Cost-of-Living Top-Up | $300 | All eligible OAS recipients | June 28, 2025 |
| Total Potential Payment | Up to $1,800 | Based on eligibility criteria | Single payment |
These payments will be deposited automatically into seniors’ bank accounts on or around June 28, 2025, using the same method they receive their regular OAS benefits. Seniors who receive OAS by cheque will receive the payment slightly later via Canada Post.
What You Need to Do to Get the Payment
No application is needed for this top-up. However, filing your 2024 tax return on time is mandatory to determine eligibility. CRA and Service Canada will use income information to calculate payment amounts. Seniors should also ensure their direct deposit details are current in their CRA My Account or through Service Canada to avoid payment delays.
Impact of the OAS Boost
This boost is part of a larger senior support package that also includes housing credits, expanded dental benefits, and drug subsidies for lower-income retirees. The one-time top-up is expected to help over 3 million seniors across Canada. The payment is non-taxable and does not affect GIS eligibility.